1) I’ll See if my employees are interested
Okay, it’s important to meet your employees interest and we’ve found that he only way to do so is to present for them, because here’s the thing – none of us can make a decision without information, and it’s better to be informed, right?
We understand you want to see their interest and its better to invest our time wisely than waste what time we have. And so, we would like to save you time and we know, that when you ask your team if they want these voluntary employee benefits, they will say no, which we understand and expect because they simply haven’t been educated, right?
2) FAQ 2 – We have less than 10 employees, can we still get these employee benefits?
Yes. And you’re right, we generally work with companies of 10 employees or more and we do work with companies of less than 10 employees, although typically by request only.
To push the ball rolling, go to http://incomeprotectionatlanta.com/atlanta-insurance-agency-group-insurance-for-small-business/
3) FAQ 3 – I don’t think they’ll be interested
You’re right, they may not be interested. Understandably, this coverage is not for everyone and believe us, not everyone gets covered, and the fact you are reading this answer makes you qualified and makes us sure that the majority of your team will get covered.
And we may be wrong, so let’s examine the facts – and the fact is that on average, at least 7 in 10 employees get covered when and ONLY when they have proper information, when we present for them and provide the necessary education. And if, for example, you elect to gauge their interest rather than allow us to educate your team, then we know that indeed, they will not be interested, because the fact is that when the interest gauge is done generally 9 in 10 employees say they are not interested, even though 7 in 10 generally get covered when they experience the presentation and education, which you can understand, right?
So again, most likely they will be interested, because by our averages at least 7 in 10 are interested, when we come in to speak with your people, and 7 in 10 is a solid majority, isn’t it? So we’ll see you soon then and for more information go to http://www.IncomeProtectionAtlanta.com/georgia-employee-benefits-voluntary-employee-benefits/
4) FAQ – 4 – Is it really free?
Yes. These employee benefits are free, really free, and to put it another way, you are offering these benefits at no cost to your company.
And – you’ll remember this – these benefits save you on taxes, so the more your employees participate, the more you save on taxes. Again, the more your employees participate, the more you save in taxes.
And so again, yes indeed, the employee benefits from Income Protection Atlanta are really free and the more you employees get covered, the more your pocket grows.
5) FAQ 5 – What is income protection insurance?
Income protection insurance is a type of coverage that pays cash directly to you if you or any one of your family members get sick or hurt and therefore, cannot work. And now you have money for your monthly bills – mortgage, utilities, car payment, other debts, gas, and groceries.
6) FAQ 6 – What is the difference between your coverage and health insurance?
Ah, and a good question, and here is your answer.
The clear difference between Income Protection Atlanta’s coverage and health insurance is that health insurance pays doctors and hospitals, and our coverage pays YOU. And because you are getting your money sent to you directly, this causes you to choose to use your money from your coverage however – you – want, because again, it’s your money.
Health insurance money goes into the system and Income Protection Atlanta money goes straight into your hands.
That’s the difference.
Oh, and another key difference here is this, Income Protection Atlanta‘s coverage in totally different from health insurance because – (1) health insurance is only going up every year and we do not raise your rates and (2) health insurance is fully capable of dropping you when you need it most and we don’t drop you.
So then, with our coverage, you feel free to keep your rates, keep your coverage, and keep your money in your name.
7) FAQ 7 – I have health insurance, so I’m fine right?
Well, having just health insurance can leave you bankrupt and bloodied.
Exaggeration? Couldn’t be? Not to meee?
Well I may be wrong, let’s examine the facts. And the facts about health insurance are…
1) 6 in 10 bankruptcies in America are from medical expenses.
2) And this shocks most people – one American family is being forced into medical bankruptcy every 45 seconds, of our families going bankrupt from medical expenses, the majority of them are middle class, college educated, homeowners and 8 in 10 have health insurance!
And this makes me extremely weary of relying on health insurance because if I get sick or hurt, is my health insurance going to pay everything? Am I going to come out of my pocket? Plus, what about my bills?
My health insurance doesn’t pay me while I am out of work, right? So what these facts lead me to answer, to be safe, health insurance is clearly not enough because when I get sick or hurt, I need money, and I deserve not to be a statistic.
And for more information on not being duped and forced into medical bankruptcy like so many millions of middle class, hardworking Americans go to http://incomeprotectionatlanta.com/income-protection-insurance-marietta-ga/
8 ) FAQ 8 – How exactly do I get covered?
Good question, because now we get into what happens once we leave the internet and start moving in the real world and it was once said that one of the reasons that mom and pop shop named McDonalds is so successful and we buy their food is not because their product is gourmet, rather because we know what we’re gonna get.
We know we’re gonna get these hours of operation, this kind of crowd at this particular time of day or night, these prices, and this quality of food. Many of us know their product so well that we could order a full meal as if by second nature, right? Which makes it great for me to let you know what you’re gonna get when you do business with Income Protection Atlanta.
And so here is our process, if you are seeking financial protection as an employee benefit and receive the exclusive 30-40 percent off:
1) Contact us through the internet (join email list and download free report or give us a call)
2) We contact you and to match a voice and person with the internet company
3) You let your employer know want coverage as an employee benefit so you can get your 30% off deal and your employer can get free tax savings
4) We contact your employer, meet and discuss the process
5) Depending on the decision, we either meet again or the next time we come in will be the educational presentation on our coverage
6) Bring food and do presentation for you and your co-workers
7) Get covered with what ever protection you desire
And here is our process, if you are seeking financial protection directly for your family and not as an employee benefit:
1) Contact us through internet (join email list and download free report or give us a call)
2) We speak with you over the phone and briefly get acquainted, and then set up a time to meet for 10-20 minutes in person
3) We meet to discuss your situation and particular needs and go over the types and levels of coverage we offer and give you a quote on your choices
4) We schedule the time to meet again so you can discuss the coverage with your family and have a bit of time to make a family decision
5) We meet again and we get you the coverage you and your family desire
6) We send you your free bonuses – ranging from books, gourmet chocolate, gift basket, Godiva brownies, or a financial education DVD
And so like the hundreds of millions of us who go to Mickie D’s because we know what we’re gonna get, you know know what you are getting with Income Protection Atlanta, and will easily remember this.
9) FAQ 9 – Do I have to own a business to get coverage?
No you do not have to own a business, which is great because millions of people would be left out!
We offer our coverage as an employee benefit and we offer it individually, which makes you eligible for our coverage if you own a business and if you are an individual with a family or simply an individual seeking coverage for yourself.
10) FAQ 10 – I am self employed, can I get covered?
Yes, yes, yes you can, and being self employee causes your coverage to be especially useful and practical because often we get our coverage through employment and the self-employed, the self-creators get neglected.
You can most certainly get covered and provided your company passes our certification test to make sure you are a real business, you are eligible for our newly issued $3,000 max disability coverage with no health questions whatsoever! Guaranteed issue.
This is exclusive, because the hotly desired disability coverage is typically kept as a luxury of financial protection for the employee – and now the treasure cove of income protection and continuous cashflow when you get sick or hurt is open for you when you get covered with Income Protection Atlanta.
Yes, if you are self-employed, you CAN get covered.
11) FAQ 11 – Why are you raising my premiums? Dropping me!? Paying my claim so slowly?
1) Ah, yes – no, unlike so many of our other forms of insurance, such as car and health insurance, we do not raise your premiums – we stay the same. Although, you should know that theoretically we could raise our rates, yet, we never have and we would lose so many loyal people that it would be a catastrophic loss an so again, here it is – your coverage through Income Protection Atlanta does not go up and stays the same.
2) Again, unlike our car insurance or health insurance, we do not drop you and therefore, we stay with you for as loooooong as you stay with us.
3) Paying slow claims? Slow money? Ha! Not I! Not IPA! And the question here is this, do we pay your your claim money fast? And here is the cold answer – Yes, fast fast fast. I recently spoke with a beautiful lady from Lithuania in a pharmacy in Buckhead that we set up and she related a story of how when she first came to America she got in a car accident and didn’t get her insurance money until 6 months later! She had to wait for-6-MONTHS, and with your coverage from Income Protection Atlanta, you can expect get your money in no longer than 6 days.
12) FAQ 12 – Why would I get covered through my company rather than directly?
Great question, because heeere is one of the best benefits of this coverage and nowwww you get a look behind the scenes.
This is a secret, and only for select people.
There are two main reasons for getting covered through your company and two other important reasons, all of which we’ll grab and look into now.
1) You get a big deal on your coverage.
You get a deal of 30-40% off. You get a big deal because this is one of our incentives for getting group insurance rather than the less efficient options of moving one-by-one
2) You get a big tax break.
You get a tax break of 20-30% depending on your tax bracket and get to grab and stuff those tax dollars back into your pocket where they belong, even you an employee and therefore usually get slapped by the tax code.
PLUS, and this always makes employers happy to offer this coverage as an employee benefit (be sure to remember this when speaking with your employer) – you get a tax break, yes, annnnnnd the company gets a tax break as well, on payroll taxes, which increases your company’s monthly cashflows.
Every plate of financial armor you and your coworkers get comes out pretax, thereby lowering taxes for everyone and increasing your company’s monthly cashflows, which makes our benefits basically just another government tax incentive for having a strong and growing business – unless your employees are 1099, because tax laws are different.
Nowww, you have a taste of this grand secret, and here are the two other important reasons for getting covered through your company.
3) It’s sooo much easier.
Your company’s admin handles the whole process for you, rather than you having to maintain it all yourself – easier and simpler.
4) If and only if you get covered through your company, you are eligible for our disability coverage!
We all need and have some type of disability, right? It’s just unfortunate that for many, their ‘disability coverage’ is savings, or a loan from friend and family, or refinancing their home, or downsizing, or bankruptcy, or blind reliance on unforgiving luck. And those who desire more financial safety than the others, you are in luck because your disability coverage can be our $6k per month max disability or our brand spankin new $3k per month disability that anyone can get, with no health questions.
So heere again are the 4 reasons why you are getting covered through your company rather than directly. You grab:
1 – Big deal on coverage
2 – Tax savings for you annnnd increased monthly cashflow for you company
3 – Easier, because it is handled for you by your company
4 – Disability and our guaranteed issue disability
5 – Bonus! Premium gift baskets, top notch multimedia financial information products, and other exclusive bonuses.
So then, now if you prefer to feel and experience the secret and be granted access to our exclusive bonuses, then go to http://www.IncomeProtectionAtlanta.com and contact us to have us present for your company today!
13) FAQ 13 – What deals do you offer right now?
We have quite a spread of spectacular, sweet deals for you and some of these deals are here to say and others could be removed at any time, therefore there are no guarantees of availability, so act now.
Deals right now:
1) 30-40% off all coverage as an employee benefit
2) 20-30% tax savings on all coverage as an employee benefit
3) The Basics Line of Coverage – a little more than 50% off for a little more than 50% of traditional coverage
4) Guaranteed issue disability insurance (no health questions)
Again, we do not know how long or short some of these deals are available for and some deals could come down at any time.
For immediate communication with Income Protection Atlanta, click here.
14) FAQ 14 – How do I know if income protection insurance is for me?
Ah, an excellent question, because the fact you are researching on the internet and reading these words show you are a person whom makes practical decisions and can’t be talked into getting something you don’t need annnd we actually cannot sell you anything for you that you don’t need because that would only be a lose-lose, not a win-win, and it’s better to win than to lose, right?
So then, now here are questions to determine to what extent income protection insurance is for you.
The more you answer ‘yes, yes’, the more this coverage is for you:
1) Do I need money continuously flowing in, at least once every month?
2) Do I want to not dip into my savings if I am out of work and not earning money?
3) Am I living paycheck to paycheck…or uncomfortably close?
4) Do I not have at least 6 months of income stored away for emergencies?
5) Do I have health insurance?
6) Do I not have a financial backup plan if I am diagnosed with Cancer or have an bad unforeseen accident – the leading causes of medical bankruptcy?
7) Do I not have a financial backup plan – that I am comfortable with – for money when I cannot work?
8 ) Do I have a family?
9) Do I need to work to earn money?
10) Do I desire more financial security in these chaotic, volatile, and uncertain times?
11) Am I planning on growing my family and having more babies?
12) Do I deserve to enjoy more peace of mind?
13) Do I want to be protection from medical bankruptcy?
14) Do I want to not be one of the middle class, college-educated American families who are forced into medical bankruptcy every 45, seconds, and do I appreciate feeling and experiencing financial security?
So then, if you answered ‘yes, yes’ to any one of these questions, then you know that income protection insurance is worth a look for you and again, as you know, the more you answer ‘yes,yes’ the more you deserved to get covered.
To speak with one of our team members about grabbing the coverage you deserve, go to http://www.IncomeProtectionAtlanta.com contact us
And be sure to download your free report, Protect My Income in Atlanta
15) FAQ 15 – What are my tax savings and why is this possible?
You have a fair question here and an important question, because the tax savings you receive may be one of the prime reasons you decide to work with us.
And the fact you are putting your beloved tax dollars back into your pocket in addition to the other financial benefits of our coverage, can make the claims of tax savings seem difficult ot believe or exaggerated – basically requiring a more specific explanation, which you are getting right now:
Business Tax Savings – As a business owner, you have to match your employees on their FICA social insurance taxes, which is 7.65 percent, which means that if, for example, your payroll is $100k/yr, then you must pay 7.65 percent of that $100k for payroll taxes.
Now that your employees are covered with Income Protection Atlanta’s voluntary employee benefits and their pretax investment in coverage lowers their taxable income, your new payroll could be $80k/yr and now you have to pay the 7.65 percent on only $80k!
Therefore your business tax savings equal 7.65 percent multiplied by the total amount of your employees’ coverage per year.
The question I will ask you here is this, would you rather by taxes on $100k or $80k? On more money or less money? More taxes or less taxes?
Simply put, and you’ll remember this, the more coverage your employees get, the more taxes you save, the more coverage your employees get, the more taxes you save, the more coverage your employees get, the more taxes you save, and you remember, because you now have voluntary employee benefits, you are getting more and more and more tax savings – for Free!
2) Family Tax Savings – If you are a W-2 employee and therefore have your coverage pretaxed from your paycheck, then you ALSO save on social insurance taxes, your FICA. You save 7.65 percent multiplied by the amount of your total coverage, PLUS (and you’ll remember this) all of your claims are protected from taxes as well!
Recently we met with an accountant and when we informed him of the tax-free claims, he said what nearly all of our business owners say, except with the extra surprise because he is an accountant, “How on earth did you work that out?”
So, you save taxes on your coverage and as an employee with a family, the more you get covered, the more taxes you save, the more you get covered, the more taxes you save, the more you get covered, the more taxes you save.
And for more information on getting more protection and more tax savings through coverage with Income Protection Atlanta, go to http://www.IncomeProtectionAtlanta.com
And remember to download your free report, Protect My Income in Atlanta
16) FAQ 16 – What kind of results should I expect and when?
Excellent question! Quick and easy answers for quick and easy results:
Am I a business owner of HR manager?
If so, I can expect ‘this’ – at ‘this time’:
1) More appreciative employees – gradually
2) Proud HR and benefits department – immediately and gradually
3) Tax savings and increased cashflow – immediately and every single month
4) Increased competitive advantage – gradually
5) Increased employee productivity and respect – gradually
6) Financially protected and less stressed employees – immediately and gradually
7) Less pain from losing top talent and less cashed dumped into recruiting, rehiring, and retraining over and over again – gradually
Am I a family-person or an individual?
If so, I can expect ‘this’ – ‘at this time’:
1) More appreciative family – gradually
2) Proud spouse or partner – gradually
3) Tax savings – immediately and every single month
4) Easier breathing, less restless sleeping, less stress every day – immediately and gradually
5) Financial protection when I get sick or hurt and neeed money(!) – as needed
Again, here are the results you get as a result of working with Income Protection Atlanta.
And to take another step closer to these results, go to http://www.IncomeProtectionAtlanta.com and contact us
And remember to download your free report! Protect My Income in Atlanta
17) FAQ 17 – Wait, wait, wait, do I really get bonuses?!
Yes, Yes and YES!
You really get bonuses.
1) You really get bonuses for offering these voluntary employee benefits
2) You really get bonuses for referring us to business you do businesses with
3) You really get bonuses for getting covered with one of our Income Protection Packages
4) You really get bonuses for referring us to families to families you care about or deserve this
What kind of bonuses?
Depends on what you’re getting from us. And simply said, the more you give, the more we give and the higher quality of bonuses we give in the form of such sweets as luxury gift baskets filled with gourmet chocolate from Godiva Chocolatier in Atlanta, exclusive audio business interviews, entertaining financial DVDs, relaxing personalized session from one of our chosen spas, and more!
You want more bonuses, you say? You demand even better and better quality? Well then, simply know this, the bigger and better bonuses are what we happily give in exchange for more coverage gotten and more referrals given.
It’s that simple. Because as you know, obviously our only goal is to provide our service, our coverage, therefore the more you assist us in this process, the more you increase the reach of our service, the area of our coverage, then conversely, the more we happily reward you with bigger and bigger and better and better bonuses.
To simply, quickly, and easily get your bonuses, give us referrals to businesses and families by simply going to http://www.IncomeProtectionAtlanta.com and contact us
And you can also give your people our free report to increase their education on what we do, click here to download our free report Protect My Income in Atlanta
18) FAQ 18 – So, what is the cost?
You already know the answer, don’t you? Obviously, you do.
The answer is, it depends.
We can only give you your customized specifics when we meet although I can give you a useful range to chew on right now.
Now, be forewarned, what you are about to experience is real. Recently, I had to work to convince a business owner in Marietta, Georgia over the phone that the range of premiums is real, because she thought it was too low.
Yes, we are extremely affordable and actually 7 out of every 10 dollars we receive from sales of coverage is paid right back to our families, on average.
Furthermore, yes, we are also a premium services, which means that while one lady didn’t believe our coverage was so affordable, another lady – a HR Manager for a golf club in Brookhaven, Georgia – found our coverage to be “a bit pricey”. And so, we’ll let you decide for yourself, is that fair?
And in order for you to decide, we must look at your specific desires, needs, and age bracket and then match the coverage to your characteristics.
To see if you are one of those who find Income Protection Atlanta’s coverage to be extremely affordable or if you are one of those who find Income Protection Atlanta’s coverage to be a bit pricey, then simply go to http://www.IncomeProtectionAtlanta.com and contact us to step forward.
And remember to download your free report, Protect My Income in Atlanta.
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Income Protection Atlanta is certainly a unique Atlanta insurance agency. We were formed by an serendipitous meeting of the minds, and we are now acting as a single Atlanta insurance agent with a single visionary goal. Through providing Georgia health benefits, FREE small business tax deductions, sales jobs in Atlanta, and using our care for Georgia growth and your word of mouth, we strive to provide more quality financial protection and employee benefits than any other insurance company in Atlanta. Contact our team now for FREE voluntary employee benefits.
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